Effective From: July 5, 2023
Updated on February 5, 2024
This document outlines the privacy practices for payday-loans-missouri.com and its associated entities, including all related websites (“Sites”). It aims to provide clear information about how we handle the collection, usage, and sharing of data you might provide through this Site and its associated services. Please ensure you read this Privacy Policy in full prior to engaging with or submitting any information to this Site.
The Site is not designed for individuals under eighteen (18) years of age or for those residing outside the U.S. Accessing the Site through any device, such as computers, mobile phones, tablets, etc. (“Devices”), signifies your acceptance of this Privacy Policy. Should you disagree with any part of this Policy, please refrain from using the Site.
We reserve the right to update this Privacy Policy as needed. Changes will be announced on our Site, and we encourage you to review this policy regularly to stay informed about our data handling practices.
Information Gathering
Our Site’s primary function is to assist you in securing a loan from potential lenders within our network (“participating lenders”).
Personal Data
We collect personal information directly from you for various purposes, including loan facilitation and general inquiries. This data may include your name, birth date, contact information, residential and mailing addresses, email, social security number, banking and financial details, employment history, and driver’s license information.
Non-Personal Data
Your visit to our Site allows us to collect non-personal information such as your IP address, visit date and time, browser type, operating system, specific pages you visit, and the domain you came from. We also track your navigation patterns on our Site for analytical purposes.
We employ “cookies,” small text files on your device, to enhance your Site visits. Cookies help us personalize your experience, monitor Site usage, and improve our services. You have the option to disable cookies or manually remove them, but this may impact your access to certain Site features.
Web beacons, tiny graphic images, are used on our Site and in communications to gather data about your interactions. This helps us analyze visitor behavior and the effectiveness of our Site and marketing efforts. We may collaborate with third-party services to assist in this analysis.
The non-personal information we collect, possibly combined with other data from you, aids in improving our services and Site experience.
Information Usage
The data we collect can be used to connect you with a participating lender, respond to inquiries, analyze Site usage, address Site or service issues, ensure the security of our Site, comply with legal requirements, enforce agreements, and for marketing purposes. Should you wish not to receive promotional communications from us, you have the option to opt-out by contacting us directly.
Information Sharing
We may share your information with participating lenders to facilitate your loan requests, with affiliated companies and service providers for operational support, and as required by law or to protect our rights or others’ rights.
Credit Considerations
Participating lenders may review your information against national databases to assess creditworthiness. Note that extensive inquiries might impact your credit score. By submitting your information, you consent to such checks in accordance with third-party policies.
Security Measures
We implement security measures to protect your personal information, though we cannot guarantee absolute security over the Internet. We strive to protect your data but cannot ensure its complete security during transmission.
Interest-Based Advertising
We may work with ad networks that serve personalized ads based on your online activities. While we do not alter browsing experiences based on “Do Not Track” signals, you can learn about and opt out of personalized advertising through certain industry programs.
Children’s Privacy
Our Site is not intended for children under thirteen (13), and we do not knowingly collect their personal information.
Third-Party Sites
Our Site may link to third-party sites with their own privacy policies. We recommend reviewing these policies before sharing your information.
Analytics and Advertising
We use third-party analytics to understand customer behavior and support our marketing initiatives. You can opt out of certain targeted advertising through provided settings and preferences.
California Privacy Rights
California residents can inquire about personal data shared with third parties for direct marketing under California’s “Shine the Light” law.
For inquiries regarding the Privacy Policy or any other concerns, please reach out to us directly. We may contact you via email, phone, or mail if required.